Posts Tagged ‘Family’

The Ugly Surprises That Await if you Wait For State Farm Florida to Cancel Your Home Insurance

November 8th, 2022

State Farm Florida Insurance Company announced earlier this year that it intends to leave the Florida Property and Casualty Insurance Market. The only thing still yet to be determined is the actual terms of the withdrawal plan and the timing around when the policy cancellations will begin.

Front and center are the estimated 700,Guest Posting000 State Farm Florida home insurance policies that are expected to be cancelled over a two year period – that’s over 29,000 policies that will be cancelled each and every month for two years. Regardless of your perspective, this is the most significant event that has ever occurred in the history of the Florida homeowners insurance market – and you could not pick a worse time for this to happen.

To begin with, many of the home insurance policies that will be dropped by State Farm Florida will occur at the exact same time that Citizens Insurance Florida will be moving forward with higher rates in 2010 as required by law.

Although dumping on big insurance in Florida has become one of our favorite things to do, here are some little known facts that won’t ever make the coverage of State Farm Florida’s planned withdrawal from the state:

Joico K-Pak – The Miracle in a Bottle

March 30th, 2022

I have many clients that come in with damaged hair. I live in Florida, but I travel around all over to see clients and no matter where you may find yourself, the elements will affect your hair making it dry and brittle, even to the point of breaking. For all of my clients and friends who come to me for advice when it comes to fixing their damaged hair, I almost always recommend Joico J-Pak Deep Penetrating Reconstructor.

Joico is an incredible line and it is one of my all-time favorites for all hair types. For damaged Hair particularly, I absolutely adore Joico K-Pak. Their K-Pak Deep Penetrating Reconstructor tops them all! After use, it feels as though I have had a fairy godmother come and totally replace my hair with healthy flowing locks of fabulousness.

I often see clients whose hair has been tortured by chemical treatment after chemical treatment and battered by the sun, snow, pollution, etc. Some of them have very thin hair that breaks very easily to hair that is so coarse that it can hardly be called human hair. For these clients, an ordinary shampoo and conditioner just won’t suffice. Their hair is so damaged that it needs to be dealt with with something much stronger.

I open up my bag of tricks and immediately turn to the Joico K-Pak Deep Penetrating Reconstructor. My clients feel its results immediately after use. Their hair is silky and soft and after drying, they all notice that their hair’s natural structure, be it curly, wavy or straight is restored. It actually makes hair feel unprocessed again. Joico K-Pak Deep Penetrating Reconstructor is a protein reconstructor that infuses hair from scalp to tip with the proteins that chemical treatments have broken down. It is like CPR for the hair. It saves the life of the hair.

Using a protein Reconstructor is recommended for hair that has been processed.If your hair is natural, protein reconstructors would not do you any good. Actually, it can damage your hair. Joico has a number of products that work great for unprocessed hair. Reconstructors are just that, RE-CONSTRUCTORS, and you cannot reconstruct what has not been DESTRUCTED. I know it sounds harsh to say that anyone’s hair has been destructed, but its true.

Please note that this product is not intended for daily use. Use it only twice per week and you will be in awe of how well it works. When I use it on my clients, they always buy it because aside from working so well, it smells like you are on some tropical island paradise with its scents of pineapple and coconut.

To use Joico K-Pak Reconstructor correctly, shampoo your hair as normal and towel dry it until it can be classified as damp. Apply a small amount of the product to your hair and let it stand for 5 minutes. Use these 5 minutes to dream of napping in a hammock between two coconut palms on the shores of some exotic tropical island. Enjoy yourself, no one will know!

The products will repair your hair using small amino acids in its Quadramine Complex which are small enough to fill in any protein gaps your hair may have. Rinse it out and run your fingers through your hair and revel in its velvety softness. Do this twice a week.